Payment Options

You can make your payment and manage your loans by giving us a call to sign up for the services below or write a check and mail it or bring it by your local branch office!

IMPORTANT: We no longer accept cash payments. If you have any questions about how to make your payment, please give us a call at 888.339.3334.

We offer a range of banking services to help you spend less time crunching numbers and more time doing what you love to do. You can conveniently view your account information online or on your mobile device, pay your loan automatically and more!

  • Assess your cash position accurately each day
  • Same day automatic transactions
  • Save you both money and time
  • Lower your interest expense
  • Eliminate costly wire transfers
  • Invest your idle funds making your money work for you
  • Save you money and time since writing checks or wire transfers are no longer needed
  • Allows your association to offer cash management solutions to borrowers
Digital Banking Portal & Mobile App

Digital Banking allows you to view your account online or make a payment anytime of the day. Account information is updated daily so you can get up-to-date information about your account 24 hours a day, seven days a week. You can also download the Horizon Mobile App to manage your account on the go. Click here to view the full User Guide.

 

Get it on the Apple App Store

 

Get it on Google Play

Pay Over the Phone

Give us a call to make your monthly or final payment over the phone. All you’ll need is your ABA's routing information, your checking account number and amount you’d like to pay — that’s it! If you call before 3 pm, your payment will be processed and applied the same day. If you call after 3 pm, it will be processed the next business day.

ACH Disbursements

Looking for a fast way to get your loan disbursement into another account at a different bank? ACH disbursements are a quick and easy way to save you time and money on disbursements to third parties, escrow accounts, and lines of credit. Call us today to set up your ACH disbursement — all you need to do is sign an electronic funds agreement and provide your banking information. We’ll handle the rest and you’ll be ready to go in just four days.

AutoDraft

AutoDraft is the easy way to pay your Horizon Farm Credit loan at no cost to you. AutoDraft electronically deducts your loan installments from your bank account each month, each quarter, or whenever it’s due.

How to sign up for Autodraft:

  1. Complete the required form, which can be provided by your loan officer or local branch
  2. Return the form to us with a voided check/deposit slip
  3. We will set the autodraft to begin on the month and date that you indicate
  4. We will notify your bank about the electronic debit to your account
  5. We will send you a confirmation of your start date along with the authorization of your records

Contact your loan officer or stop into your local branch to get started!

FastCash

FastCash is the safest and most dependable way to transfer funds from your line of credit directly into your bank checking or savings accounts, and it’s posted the next business day. 

Funds Held

The Funds Held feature stores your excess funds in an interest-bearing account and withdraw as needed to pay insurance, taxes, and other expenses. When your loan comes due it’s automatically transferred to your loan payment.

Transferring Funds

We have products that can create a seamless connection between your Farm Credit loan and other banking accounts. These products are set up to automatically transfer funds between your loan and your checking account to ensure you achieve the maximum return on your money every day.

These products can help:

  • Assess your cash position accurately each day
  • Same day automatic transactions
  • Save you both money and time
  • Lower your interest expense
  • Eliminate costly wire transfers
  • Invest your idle funds making your money work for you
  • Save you money and time since writing checks or wire transfers are no longer needed