Agriculture Loans for Greenhouses & Nurseries
Our greenhouse loans and financing options are tailored to support all of your operation’s unique needs.
- Purchase New Property: Find and secure the perfect location for your greenhouse or horticulture business, ensuring you have the space and infrastructure needed to flourish.
- Operating Line of Credit: You’ll need operating capital for input costs – this revolving line of credit can support procurement of growing supplies, and overhead costs like fuel for heating, and payroll until your product sells
- Expand Existing Facilities: Increase your cultivation capacity and efficiency by expanding your current facilities. Whether you need additional growing areas or more storage space, we can help.
- Renovations: Modernize and upgrade your existing facilities to improve workflow, meet regulatory standards, and enhance the overall appeal of your business.
Our greenhouse and horticulture loans can help you with purchasing:
- Raw Materials: Secure the best seeds, fertilizers, and other essential materials to create exceptional products.
- Cultivation and Irrigation Equipment: From climate control systems to irrigation equipment, invest in the latest technology to enhance the quality and consistency of your plants and produce.
- Packaging and Shipping Solutions: Streamline your production process with advanced packaging solutions that ensure your products reach customers in prime condition.
- Storage Solutions: Proper storage is key to maintaining the quality of your products. Our loans can help you invest in the right storage equipment to keep your seeds, plants, and harvested produce at their best.
- Utilities and Overhead: Manage the costs of running your facility, including water, electricity, and waste management, ensuring your operations run smoothly.
Why Choose Horizon Farm Credit for Your Greenhouse Loan?
Choosing the right financial partner is critical for the success of your greenhouse or horticulture business. We have a deep understanding of the industry, and we’ve been helping farmers secure agriculture loans for over 100 years.
- Flexible Terms and Timely Access: We understand the seasonal nature of agriculture related income. That's why our greenhouse and nursery loans feature flexible terms and a streamlined application process, ensuring timely access to the funds you need to capitalize on opportunities and overcome challenges.
- Patronage Program: We are committed to building lasting partnerships with our customers. As a Farm Credit member-borrower, you may benefit financially from our patronage program, which shares the association's profits with you. This program lowers your borrowing costs by returning a portion of our net income based on the interest you've paid, and the total interest earned by the association
- Your One-Stop Shop: We also offer other business services, like accounting and tax preparation, business consulting, and crop insurance that can help you build a stronger, more successful business. For beginning farmers, we offer specialized financing, several grant programs, and a plethora of learning resources to help you get started.
Finally, we understand the value of dedicated support. When you choose us as your agricultural lender, you get to work with a dedicated loan officer committed to your success. From application to funding, we’re with you every step of the way. Give us a call or fill out the form below to get started today!
Ready to get started?
Get the financing you need at a pace that works for you. Reach out to one of our Farm Credit experts today to learn about Horticulture, Nursery and Greenhouse Loans and financing options available to you.