
Sharon Piccioni
Home and Land Loan Officer
If you want to live in the country, we can help you achieve your dreams. We specialize in financing land, farms, country homes and construction. I can guide you through the financing process, step-by-step, answering your questions and offering flexible loan packages from one to 1,000 acres.
I serve our central and northeast Pennsylvania customers from our Lewisburg office. NMLS #1090938.
I look forward to meeting you!
Mobile: 717.514.4243
Office: 888.339.3334
Email: SPiccioni@horizonfc.com

The loan process was no-hassle, with electronic communication all along the way. Our loan officer, Sharon, even took time out of her day to attend our closing so that she could answer any questions that we might have and be there for support throughout the entire process.
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Blog | Published: March 22, 2024
First Time Home Buyer's Guide
by Sharon Piccioni, Horizon Farm Credit Loan Officer Ready to establish your own roots, but don’t know where to start? We know that the home buying process can be overwhelming, so we’ve put together... -
Blog | Updated: January 27, 2025 | Published: February 26, 2024
Home Construction Loans 101
Once you've decided that you're ready to build your dream home, you may be wondering what to do next. Should you start looking for land, housing inspiration on Pinterest, or talking to a lender? There... -
Blog | Published: July 06, 2023
Is a land mortgage the same as a home mortgage?
Learn the differences between land loans and mortgages. Get answers to common questions and discover the financing options for buying land to build a house.
Mortgage Repayment Calculator
Use our free mortgage calculator to find out how much your monthly mortgage payment would be based on your home price, interest rate, loan term length, and your loan down payment.
Standard Loan Repayment Calculator
Use this loan calculator for standard land or equipment loans and lines of credit. Input your desired loan/credit amount, anticipated interest rate, loan term length (15-year, 30-year, etc.), and number of estimated payments you'll make each year (usually 12) to find out what your monthly payment will be. This loan payment calculator lets you see how your monthly payment could change based on fluctuations in interest rate or term length.
Loan Amortization Calculator
Using our free loan amortization calculator, you can enter your anticipated loan amount, loan interest rate, and loan term to see what your monthly payment will be, plus the total principle and total interest that you'll pay over the life of the loan.